Planning and Investments

Planning Your Family's Future

Planning is the foundation for achieving your financial goals. Our clients are busy, successful people who do not have the time, desire or expertise to properly plan and manage certain financial aspects of their lives. 


We help you make informed financial choices. We will monitor your progress towards your financial goals and suggest revisions to your plan as needed.

Personalized Investment Strategies

We are committed to helping you by designing strategies that utilize your financial resources in the most cost effective and tax efficient way. 


We use a disciplined approach to provide well-diversified investment options, including access to professional money managers, asset allocation portfolios, mutual funds, annuities, real estate investment trusts (REITs) and other alternative investments.  You gain access to resources not available as a retail investor.

Investment Philosophy

We use a disciplined approach to provide well-diversified investment options tailored for each client.


We understand that each family's needs are unique and change over time.  


Our thorough six step process focuses on a long-term perspective that helps to remove the emotional elements that exist during short-term market fluctuations.

Our Broker/Dealer: Cambridge Investment Research

Cambridge Investment Research provides regulatory and compliance support for independent Financial Advisors like us.  


We have chosen to work with Cambridge so we can offer unbiased investment advice and non-proprietary investment products.

Lifestyle by Design Planning Process

Planning is the key to successful completion of your financial goals.  It is the process of knowing and understanding your goals and resources, and aligning them with your risk tolerance and time horizon. 


As independent Financial Advisors we are responsible for assessing your financial situation and creating a plan that will put you on track to meet your financial objectives.



Insurance

Risk Management

Risk management is a key component of all financial plans. The better prepared you are for any of life's situations, the more confident you will be as you face them.  



Insurance Products

As independent financial advisors we work with several highly rated insurance companies offering a wide range of insurance products.

  • Medical
  • Dental
  • Life
  • Disability
  • Long-term care
  • Medicare supplements & Advantage plans

Medicare Supplements & Advantage Plans

We offer senior supplemental Medicare plans with all major insurance companies.  There is no additional cost to you for our services.


Three months before your 65th birchday contact our office so we can help you through the application process.


Short-Term Medical & Individual Dental